Nobody enters into a secured loan agreement knowing they'll be forced to surrender their property at a later date. Nevertheless, complications occur and some borrowers find themselves dealing with debts they simply cannot handle. In which case, repossession may be inevitable. But what many fail to realise is that when a lender sells the debtor's property after repossession, the sale…
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Ever since the housing crash of 2008, cautious lenders have developed much stricter standards. Even applicants with high credit scores aren't necessarily guaranteed approval. A study by the Urban Institute's Housing Finance Policy Center found that applicants most likely to be approved had a credit score of at least 700, a loan-to-value ratio under 78 percent and a debt-to-income ratio…
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Making a major purchase can leave the buyer with extreme emotional exhaustion and frustration. Car purchases, especially, can create the kind of anxiety that makes us question our choice, and if you did not purchase the vehicle cash, the overwhelming responsibility of carrying a loan can be very intimidating. For those who have financed a car, car loans are old…
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Just as with running a household, when you’re running a business you have to be on a budget if you want things to go smoothly. However, sometimes budgeting just isn't enough and you find yourself needing a loan for your small business. There are also many different reasons that businesses find themselves in need of a loan to tide them…
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Getting to the stage where you can handle your monthly outgoings without a stress is bliss. Disposable income opens up a world of opportunity to enhance lifestyle and work on career goals. Yet it's also critical to start building your savings as soon as possible. With savings, you cover every eventuality, have funds for the future and can even…
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Do you think now is the perfect time to buy a house? This is a common thought especially for people who are looking to settle down very soon. Of course, it is indeed best if you have your own house where you can raise your kids and start your own family. However, this decision is not that easy. You need…
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It can be extremely frustrating when you are denied for a loan that you need or when your options are limited to loans and credit cards with high interest rates and exorbitant fees. This can happen when you do not have a good credit score, and it can be very stressful. However, it is better not to villainize the lenders…
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Have you been thinking of boosting your current financial situation? Then think of engaging in some extra work besides your normal chores at home or your current workplace. You could be trying to save some cash for your retirement package, to offset debt or just to boost your income. Regardless of your goal, having an extra coin in your pocket…
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You know everyone wants cheaper personal loan with much lower interest rates and no extra fees, but where do you find options for comparing low cost loans? You're on the right page! Where to find cheap personal loan? Can we find online? Well, personal loans are not as widely used as credit cards, probably due to the lack of rewards…
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Being a student is wonderful period of your life, when you learn new things and get a specialization. However after graduation you will get not only a diploma, but also a big student debt. Unfortunately almost all students who have no wealthy parents need to take a student loan to get education. This means that after university you will have…
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